Pagoda SL Group
W113 Pagoda SL Group => Body, interior, paint, chrome, and cosmetic items => Topic started by: reggie on July 15, 2010, 20:47:09
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Any recomendations for insurance for my new pagoda in the uk. Ime on my traders policy at the moment-Which isnt a very good thing to do.
Reg ???
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Hi, Reg,
A few of the many:
Footman James
Heritage
Hegarty
Peter Best
naj
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Reggie:
you might want to look at the thread of responses I got from that very same question under General Discussion that I asked about 30 days ago.
http://www.sl113.org/forums/index.php?topic=12825.0
Jim
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But do these Ins cos do business in the UK?
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Thank you for the replys-That name Hagerty keeps popping up-Going on my hols today so i will get on the case when i get back. Dont worrie it is covered at the moment but i think it could be improved on
Reg
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At least 2 of the providers Naj mentioned will need a valuation to cover the car properly. Given what you paid for the car, and what it looks to be worth, you may want to consider getting it valued, otherwise you could find yourself out of pocket where there to be an accident.
JH
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Thanks James. Who would do a valuation for me
Reg
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All I had to do was state a value that I thought my car was worth, they asked for several pictures did their research of market conditions and I was good.
Jim
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try ASSET TRUST too. They are a brokers and have always found me fantastic FULL cover.
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First, check your potential insurer needs a valuation. It is possible that some may not realise they'll get 'book price' for their car if something happens and that they need a valuation to get the full price. Footman James, for example, will insure without a valuation (but do want a few photos), but will only pay 'book price' whatever that is. They need a valuation for an accurate insurance figure. I'd say that anyone has has a really good car must have a valuation if they want to be properly insured. Otherwise should something go wrong one is going to be stuck in a negotiation about what the car would have been worth before it was stolen, or before the refuse truck rolled over it. I can't see how an insurer can pay a good price if the car has gone or is unrecognisable.
I know of 3 places that can do a valuation. I used Roger Edwards in N London. V helpful chaps. Michael at Silver Arrows will also do it, as will the guys at Chelsea Cars in Wandsworth.
I think if I had your car, Reggie, I'd definitely get a valuation.
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James, you might add Colin Ferns to your list.....!
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Of course!
Just out of interest, what might one charge for a valuation as I think that info might be helpful to some.
I know what Roger Edwards charged, but wouldn't like to post that figure here as I'm sure it may have changed.
JH
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I'm with Heritage insurance and they base the agreed value on the price paid together with photos of each side and under hood. If they are not convinced they then ask for a valuation. They did this with my left hooker so, Reg, you would probably need to do the same.
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I used Lancaster for my recently acquired 230 SL, very helpful Fully comp ( 3,000 miles, drive to work, wife insured) all for £ 128 - guaranteed/ agreed value as well ( 25K).
Duncan Mitchell
East Sussex
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I went with hegarty in the end, £30k value - £240, had to send photos of car, but i had plenty, so no problem.
Reg